The west coast makes some of the best wine in the world. At Century Insurance, we love our wineries, but more importantly, we know how to properly insure who makes our wine.
Be sure to contact us so we can find a winery insurance policy that matches your specific needs.
Wineries and tasting rooms require unique insurance needs
Fortunately for winemakers, winery insurance is available to help you comply with local laws regulating insurance needs for such establishments and to help if you need reimbursement after unexpected costs.
The Business Owner's Policy (BOP) bundles together several policies, including general liability coverage and property insurance. If rowdy patrons are breaking glasses, or people are suing because they fell after having a little too much to drink, this is the policy that will help.
If you sell alcohol to someone who's already intoxicated, you're partly responsible for what they do, and you could be held liable for any damage they cause. That's not our opinion; many states have written this provision into law and require wineries to have liquor liability insurance before opening up for business.
The Business Owner's Policy provides the main coverage for your business, but if excessive damage (or a court-ordered payment for damages, in the case of a lawsuit) is involved, umbrella coverage can reimburse you for claims that would normally be difficult or impossible to pay.
In an industry where busy bartenders and wait staff are moving around at high speeds while dealing with customers, the chance of someone falling and getting hurt is higher than anyone would like. This form of insurance provides funds for medical care and wages if an employee gets hurt.
Provides you with protection for third party bodily injury and property damage arising out of an event. Whether someone falls and gets hurt or does damage to someone else’s property, we can provide protection by assuming the risk of legal claims brought by a third party. We can cover many types of events from fairs and festivals, consumer shows, fundraisers, dances, meetings, luncheons, parties, weddings, and more.
We provide packaged insurance solutions that are uniquely designed to fulfill the special insurance needs of Commercial Agribusiness customers.
Understandably, price is always a concern for winemakers. But, with a custom insurance policy, you control what coverage you want to pay for, making it surprisingly affordable.
You may think you want the cheapest insurance you can find, but cheap isn't everything.
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
Contact us today, and we'll help you protect what matters most.