Provides coverage for your organization, employees and volunteers against claims of negligence.

• Occurrence or claims-made forms available
• Defense costs outside the limits
• Our broad “Who is an Insured” definition automatically includes volunteers
• All policies include Catastrophic Violence Response
• Coverage for violent incidents

Optional coverages:

• Legal Defense Coverage - Provides coverage for defense costs which are not normally covered by other insurance policies or our policy coverage forms.
• Increased limits for medical payments

Protects your directors, officers, trustees and other elected members of your governing body against allegations of wrongful acts.

• Our broad “Who is an Insured” definition includes
  spouses if named in a covered lawsuit
• Includes coverage for disputes between affiliated entities

Optional coverage:

• Educators’ Liability Endorsement

Provides legal liability coverage for truckers, whether common or contract, while they are transporting property of others. The policy protects the insured (trucker) and the covered property (cargo). Contracts must be reviewed for legal liability - who is transporting what, where, how and when.

An umbrella liability policy is designed to protect your organization from major claims, providing higher limits of insurance for such things as general and automobile liability exposure.

• Occurrence or claims-made forms available
• Defense costs outside the limits
• Large in-house limits available

Our workers’ compensation insurance policy supports your organization’s employees should they be injured during the course of their employment.

• A dividend program is available to insureds with qualified annual workers’ compensation premiums of $10,000 or more

• Crime
• Inland Marine