General Liability Insurance
Protection for your Business
General liability insurance covers costs that stem from injuries or damages to property that occur during business operations. Small and large businesses are subject to numerous risks and these risks must be protected against. A comprehensive general liability insurance policy provides this protection.
General liability insurance is also known as known as commercial general liability (CGL) insurance. Most often, CGL is purchased to protect against third-party claims for bodily injury. Most businesses purchase CGL policies for primary general business protection, but in some cases businesses need additional insurance.
At Century Insurance Group, we provide comprehensive general liability insurance policies that meet the unique needs of our clients. We know the risks that businesses face because we have been providing risk management solutions for businesses for more than twenty years. Our insurance specialists help you find policies that match your business needs and ensure that costs remain low. We are available to you when you need us, whether it’s online, over the phone, or in person.
What does General Liability Insurance cover?
CGL coverage protects your business from various claims, including bodily injury, property damage, personal injury, and others. Typically, this coverage protects against lawsuits. Most businesses combine general liability coverage with property insurance in a Business Owners Policy (BOP), but some business owners choose it as a standalone policy.
CGL policies are designed for businesses of all sizes and types, including contractors. Medical expenses, attorneys’ fees, and other damages are covered by these policies. However, not all general liability coverage is the same. Additional coverage options provide complete protection.
At Century Insurance Group, we provide protection for:
• Professional liability
• Products and completed operations
• Fire liability
• Medical payments
• Premises liability
• Employer’s liability
• Employee benefits liability
• Employment-related practices liability
Before choosing a CGL policy, it is important to speak with a specialist. Our specialists can help you sort through your coverage options and choose the right policy.
Why Century Insurance Group?
We have more than one hundred years combined experience delivering quality risk management solutions to businesses. Our knowledgeable risk control specialists and local underwriters gain a deep understanding of your business’s climate and the business’s unique loss and control needs.
We are dedicated to making policy-selection and policy-purchasing processes quick and easy. No matter how, when, or where you need to reach us, we will be available. We make sure that the right experts review your claims and help the claim-resolution process move as fast as possible. This helps keep costs low and frees you up to do more business.
For more information or to find out more about your policy options, please contact us.